FFO Home Special Financing Offers

Buy Now, 
Pay Over Time

With SatisFi from Synchrony, apply
for the FFO Home Credit Card and
select the financing offer just right for you at checkout.
See Everyday Available Offers

Get instant, personalized financing at checkout

1. Shop
Shop online and add
your items to your cart

2. Checkout
Select “SatisFi” as
your payment type 
at checkout

3. Apply for Financing
It's fast, simple, safe
and secure.

4. Order Complete
If approved, you'll be
presented with a
credit offer
from one of our
financing partners.

Extraordinary Benefits

The FFO Home Credit Card has these everyday benefits: 

$0 fraud liability, no annual fee1, and check and pay your bill with the Synchrony HOME™ app4.

12
Months*
promotional financing available* on purchases of $1,000 or more made with your FFO Home Credit Card.
Learn More
6
Months
promotional financing2
on purchases of
$299 or more
2%
Cash Back3
on purchases under
$299 paid as a
statement credit

Already have a Synchrony HOME™ Credit Card?

Select SatisFi at checkout to pay online
with your Synchrony HOME™ Credit Card.

Log in to manage your account and pay your bill.

Less than perfect credit? Find the payment option just right for you with our multiple providers.

We work with multiple providers to find the best solution for you.
Online With SatisFi at Checkout
Simply enter your information once
and find the provider that’s right for you:
Shopping In Store? Get An Instant Decision
Get an instant decision and additional term length options (24 and 36 months*) from one of our financing or lease-to-own partners:

Financing FAQ

1. What happens if I don’t qualify for the first offer?

If you do not qualify for the first offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase.

SatisFi from Synchrony works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution that you choose to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

2. Which financial lenders work with SatisFi from Synchrony ?

SatisFi from Synchrony works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from the other lenders, pending credit approval.

3. How do I pay my bill?

Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

Synchrony
1. Pay Online: Select Manage My Account to set up your online payments or download the MySynchrony app.

2. Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.

3. Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061

Genesis Credit Accounts
To manage your Genesis Credit Account or for more information, please click here

For American First Finance payments, click here.

For Acceptance Now payments, click here.

4. If I'm approved what happens next?

You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

Financing Details

*Qualifying purchase amount must be on one receipt.  No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**Qualifying purchase amount must be on one receipt. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

1 For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.

Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.

3 Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit. Statement credits will be issued within 1 –2 billing cycles after qualifying purchase is made. Fees and interest charges do not qualify for rewards. Account must remain open, in good standing, and not become delinquent. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.

4 Data fees may apply.

† Subject to credit approval. Rebate in the form of a Synchrony Visa Prepaid Card. To be eligible to receive a rebate under this offer you must: (1) open a new FFO Home credit card issued by Synchrony Bank (“the Card”) and make a purchase totaling $999 or more from 8/1-9/10/2020 with the Card; and (2) complete and submit a rebate form, together with a copy of the original receipt or Synchrony Authorization Draft, that is postmarked by 10/10/2020. One rebate per new account. See store for details. Visa Prepaid Card will be sent to your address within 6 to 8 weeks, after receipt of the completed rebate form. If the Visa Prepaid Card is not received after 8 weeks, you should call (833) 334-4676 or visit www.syfrebatepromotion.com to inquire about status. If the Visa Prepaid Card is not received, you must inquire no later than 12/25/2020 or all rights hereunder will expire.

Visa Prepaid Card is issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. No cash access or recurring payments. Can be used everywhere Visa debit cards are accepted. Card valid for up to 6 months; unused funds will forfeit after the valid thru date. Card terms and conditions apply. MetaBank or Visa does not sponsor or endorse the Synchrony Installment program.

Preferred Lease:

With a Preferred Lease lease to own agreement you can get approved for up to $4,000 of merchandise with no credit needed.* Apply in minutes and get an instant approval decision after a brief application. Choose your payment schedule: monthly or every other week and enjoy the convenience of automatic, reoccurring payments with AutoPay. You can own the item in 24 months or less with the option to own it early and save big. Plus, build your credit history with on-time payments!^ Learn more at preferredlease.com.

The advertised transaction is a lease to own agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) with Preferred Lease. Offer valid at participating Preferred Lease locations. Offer only valid for products priced at $298 or more. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.

 *“No Credit Needed” does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check past transactional history, but no established FICO score or credit history is necessary. Lease agreement requires, at minimum, verification of residence, income, and personal references.

 ^Build your credit history not valid in AZ or CA.

Our Commitment to You

  • No Interest
    Financing Options
  • Get Our Lowest Price
    Every Day, Guaranteed
  • Wide Selection
    Made In USA
  • Pick-up In-Store
    Or Have It Delivered